Privacy Policy

Rev. 2/2012

Stockgrowers State Bank Privacy Policy, facts about how the The Stockgrowers State Bank handles your sensitive information"
FACTS WHAT DOES STOCKGROWERS STATE BANK
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Account balances
  • Payment history
  • Credit History
  • Overdraft History
  • Checking Account History
When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons The Stockgrowers State Bank chooses to share; and whether you can limit this sharing.
Stockgrowers State Bank Privacy Policy Section 2:Why The Stockgrowers State Bank Shares your personal information
Reasons we can share your personal information Does Stockgrowers State Bank Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes—
transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—
information about your credit worthiness

No

We don't share

For non-affiliates to market to you No We don't share

Questions?

Call 785-256-4241
or go to http://www.stockgrowers.biz
The Stockgrowers State Bank Privacy Policy Part 4: Definitions
What we do  
How does Stockgrowers State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Stockgrowers State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Show your drivers license
  • Provide account information
  • Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Stockgrowers State Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • Stockgrowers State Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Stockgrowers State Bank doesn't jointly market.


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